The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 15 vs. 30 Yr Mortgages
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
- Marginal tax rate
- This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
- Monthly payment
- Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
- Total payments
- Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
- Total interest
- Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Mary Jo Miller CRS, GRI, SRES
Century 21 Sweyer & Associates
1630 Military Cutoff Rd #110
Wilmington, NC 28403
910-620-6244
Fax: 1-888-563-2105
MaryJoMiller@NUMBER1EXPERT.com
Mary Jo Miller is focused on service and delivers results! Dedicated to helping you with all your real estate needs, she has a proven track record of superior service, second to none. Mary Jo has been recognized as a Century 21 prestigious Top Producer and CENTURION Award Winner. She continually achieves accolades for her outstanding sales production.
Using her extensive real estate knowledge and education, Mary Jo is able to stay updated on current trends and gives clients insights to help them reach their goals. Most of her business is referral based from very satisfied clients, which is a testament to her ability to provide you with exceptional customer service.
Mary Jo Miller offers the highest level of service through 100% commitment to home buyers in all phases of the transaction. As an agent who is working in your best interest at all times, she is dedicated to helping you find the home that best fits your individual needs.    
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